Retiring in Bocas del Toro

Bocas del Toro is a Caribbean archipelago; the town of Bocas, on Isla Colón, has about 6,700 people. Unlike the Pacific side, it has no dry season: the airport station records about 3,350 mm of rain a year. It is a 45 minute flight from Albrook.

Living in Bocas del Toro

The archipelago has nine main islands, among them Colón, Carenero and Bastimentos, with water at about 26 °C, reefs, the Bastimentos Island National Marine Park and a Smithsonian research station. Its culture is Afro-Caribbean: calypso, the Old Bank community, the May Pole and the Bastimentos fair in May.

  1. Tourism Authority of Panama, visit page

Population

The district of Bocas del Toro counted 17,274 people in the 2023 census, 6,708 of them in Bocas town.

  1. INEC, 2023 Census, table 10

Climate

The airport station averages 26.6 °C (80 °F). No month averages under 180 mm of rain, and December is one of the wettest, the opposite of the Pacific. The least rainy windows are September and October and February and March.

IMHPA stationAltitudeAverageMonths under 100 mm of rain
Aeropuerto De Bocas (93-002)2 m26.6 °C (80 °F), monthly averages 25.6 to 27.3 °C
Aeropuerto De Bocas (93-002)2 m3,350 mm of rain a yearnone
  1. IMHPA station Aeropuerto De Bocas (93-002)
  2. IMHPA station Aeropuerto De Bocas (93-002)

Getting there

The flight from Albrook takes 45 minutes to the island airport. By land it is about 6 hours to Chiriquí, 3 hours more to Almirante, and a 35 minute boat ride to Isla Colón.

  1. Tourism Authority of Panama

Health care nearby

The island has the Guillermo Sánchez Borbón hospital of the Ministry of Health. On the mainland, the Social Security Fund runs hospitals in Changuinola and Almirante.

  • Hospital Guillermo Sánchez Borbón (MINSA), Bocas del Toro
  • Hospital de Changuinola (CSS) y Hospital de Almirante (CSS), en tierra firme
  1. Ministry of Health, list of health facilities 2023

Cost of living

There is no official cost of living figure for the islands: the food basket of the Ministry of Economy and Finance includes Changuinola, on the mainland, not Isla Colón.

  1. Ministry of Economy and Finance, basic food basket, July 2026

Festivals and seasons

September

Sea Fair

The island’s sea fair on Isla Colón. In 2023 it ran from September 13 to 17.

Official source

Your residency, wherever you live

The Pensionado visa is the same in every province: the US$1,000 monthly pension, or US$750 with a property of more than US$100,000, and the same documents, wherever you plan to live. The discounts of the retiree law apply all over the country.

Choosing where to live before you apply? Tell us the town and we will check what changes for your case, if anything.

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